Insurance—what are your feelings about it? Necessary evil or a waste of money? Do you have home or tenants insurance in case of fire or burglary? And insurance on your car should it be in an accident or be stolen? Do you purchase travel insurance, even for the ‘short’ trips? Will your family be taken care of financially in the event of your death? Will you be taken care of should you be diagnosed with a serious illness? Apologies in advance for the topic of this post, but if you’ve been following our blog, you will know that it has not been an easy time for our family lately. Far from being behind us, it has made us look at ourselves a bit closer and realise that shit happens. The question is then how can we be best prepared to deal with it when it does?